Privacy Policy
YOUR RIGHT TO FINANCIAL
PRIVACY
Our Privacy Commitment to
You
We recognize, respect, and
protect the personal privacy
rights of all our customers.
We realize that our
customers entrust us with
personal information and it
is our policy to maintain
our customers' information
in a confidential manner. We
are committed to providing
the highest level of
security and privacy
regarding the collection and
use of our customers’
personal information.
DEFINITIONS
WE WILL USE CERTAIN TERMS IN
THIS NOTICE THAT ARE DEFINED
AS FOLLOWS:
·
WE, OUR, and US:
This will always mean SCI
Engineering, Inc.
·
YOU and YOUR:
This means our customers
with whom we have a
continuing relationship, and
also consumers who may use a
service we provide without
any real account relationship.
·
PUBLICLY AVAILABLE
INFORMATION:
Information that is lawfully
available to the general
public from official public
records (such as real estate
records or securities
filings), information from
widely distributed media
(such as telephone books,
television, radio, or
newspaper) or information
that is required to be
disclosed to the general
public by Federal, State or
Local law (such as
securities filings).
·
NON-PUBLIC PERSONAL
INFORMATION:
Personally identifiable
financial information that
is not available from public
sources (as described above).
·
CONSUMER REPORTING AGENCY:
A person or business which
makes a practice of
collecting and evaluating
consumer credit information
for the purpose of
furnishing consumer reports
to third parties.
PRIVACY NOTICE
Confidentiality and Security
of Nonpublic Personal
Information
We restrict access to
nonpublic personal
information about you to
those employees who need to
know that information to
provide services to you. We
maintain physical,
electronic, and procedural
safeguards that comply with
federal standards to guard
your nonpublic personal
information. In addition,
your online information is
kept confidential through
submission of encrypted
email request sent to SCI’s
secure administration site.
Nonpublic Personal
Information We Collect
We collect nonpublic
personal information about
you from the following
sources:
·
Information we receive from
you on applications or other
forms, such as: your name,
address, social security
number, assets, and income.
·
Information about your
transactions with us, our
affiliates, or others, such
as: your account balance,
payment history, parties to
transactions, and credit
card usage.
·
Information we receive from
a consumer reporting agency,
such as: your
creditworthiness and credit
history.
We do not disclose nor do we
reserve the right to
disclose, any nonpublic
personal information about
our customers or former
customers to anyone.
Refund Policy
SCI will refund any payment
in full if the requested
service has not been
performed. Once SCI begins
to provide the requested
service, you may receive a
refund for only that part of
the service which has not
been performed.
